SMIT in IBM

To nitpick, the TUI version was smitty. The graphical version was smit. Both had the same functionality and worked the same way.

Easy, Cheap, and Fast You can only pick 2.

Real "idiots" are people that have convinced themselves that they are not "idiots".

We all do and say stupid idiotic things all the time.

Am I the only one questioning the deep fake of the voice?

If they have an audio recording of the person, there's a bunch of sites where you can create them on the fly for free. Don't know about the quality, though I imagine distortion can be dismissed as being from the phone rather than the fake.

Yeah, just add some twangy dropouts like a poor cell connection has.

This seems like a load of crap.

The bank cannot charge for this unless you as the customer have opted in. See authorized positive settle negative. US based banks.