Hate to be the one pointing this out, but your relative is unfit to use online services now.
You would not let her drive, would you? Even if the car provided her more automomy, the risk of her running into another car would be too high. Why would you then let her expose herself to a world full of predators that are specifically targeting senior citizens to wipe their bank accounts?
Better to monitor her use of computers as if she was a young girl.
Actually, she isn't that far gone. But she hates computers with a passion and treats them accordingly. I have tried for many years to teach her the concepts, but she refuses based on the premise that she thinks it's too complicated and that it "should be simpler".
Kind of reminds me of myself following useless bureaucracy.
Ok, not what I had in mind when I wrote my first comment, sorry about that.
Have you tried providing written instructions? In my opinion, for her vectors of attack, it is much less risky to have her password written down in paper somewhere on a drawer at home than have an online mess.
You would not let her drive, would you? Even if the car provided her more automomy, the risk of her running into another car would be too high. Why would you then let her expose herself to a world full of predators that are specifically targeting senior citizens to wipe their bank accounts?
Better to monitor her use of computers as if she was a young girl.